Bank Rakyat Indonesia

PT Bank Rakyat Indonesia Tbk (BRI) is one of the leading Indonesian commercial banks and the country's largest lender by assets. BRI's business focus is on banking services in micro, small, and medium enterprises (MSME’s). BRI is the oldest bank of Indonesia and was a state-owned company until 2003 when it listed 30 percent of its shares on the Indonesia Stock Exchange (IDX). It is currently one of the largest Indonesian companies in terms of market capitalization.

Profil

Industry Sector Finance
Industry Sub Sector Banking
Established 18 December 1968
Listed 10 November 2003
Listed company code BBRI
Listed Shares 24,422,470,380
Dividend Yes
Major Shareholders (>5%) Government of Indonesia (56.75%)
Key Subsidiaries Bank BRI Syariah
BRI Remittance Co. Ltd
Bank Rakyat Indonesia Agroniaga Ltd

Stock Quote Bank Rakyat Indonesia - BBRI:

Business Summary

Bank Rakyat Indonesia (BRI) offers a whole range of banking products and services, which include saving products, loan products (particularly micro credit, small commercial loans and consumer credit), e-banking, international business services and Islamic (Sharia) banking.

The company operates seven levels of service offices, consisting of its head office, 18 regional offices, 446 branch offices (including three overseas offices), 545 sub-branch offices, 914 cash offices, 5,000 BRI units, 1,778 teras BRI (sub-micro outlets), and 350 mobile teras BRI outlets.

Bank Rakyat Bond Summary Indonesia Investments

Bank Rakyat Indonesia's Financial Highlights:

      2016     2017     2018     2019
Net Interest Income
   65,472   73,005
Net Income   26,196   28,997
Income before Tax   33,974   37,022
Operating Income   33,963   36,811
Total Assets 1,003,644 1,126,248
Total Liabilities  856,832  958,901
Third Party Funds  754,526
Non Performing Loan
Ratio (gross)
    2.03%    2.10%
Capital Adequacy Ratio
(CAR)		   22.91%   22.96%
Earnings per Share¹²   214,30   237,22
Cash Dividend per
Share¹²		   428.61

 

      2011     2012     2013    2014     2015
Net Interest Income
   34,427   36,484   44,106   51,442   58,280
Net Income   15,088   18,687   21,354   24,215   25,411
Income before Tax   18,756   23,860   27,910   30,804   32,494
Total Assets  469,899  551,337  626,183  801,984  878,426
Total Liabilities  420,079  486,455  546,856  704,278  765,299
Third Party Funds  384,264  450,166  504,281  622,322  668,955
Non Performing Loan
Ratio (gross)
    2.30%    1.78%    1.55%    1.69%    2.02%
Capital Adequacy Ratio
(CAR)		   14.96%    16.95%   16.99%   18.31%   20.59%
Earnings per Share¹²    628.9    757.5    865.6    982.1   1,030.1
Cash Dividend per
Share¹²		   122,28   225,23   257,33   294,80   311,66

in billion IDR rupiah unless otherwise stated
¹ in IDR rupiah
² numbers adjusted to 1:2 stock split
Source: Bank Rakyat Indonesia, Annual Report 2016 & Financial Statement FY-2017

Projection Financial Performance Bank Rakyat Indonesia (BRI):

     2018    2019   2020F   2021F   2022F
Net Interest Income 111,583.0 121,756.0 119,304.0 129,763.0 143,423.0
PPOP  59,519.0  64,988.0  53,731.0  61,310.0  71,342.0
Net Profit
  32,351.1  34,373.0  23,015.0  29,369.0  37,352.0
Gross NPL      2.1      2.6      3.0      2.9      2.5
ROA (%)      2.7      2.5      1.6      2.0      2.3

in billion IDR rupiah, except stated otherwise
Source: Sinarmas Sekuritas (20.05.2020)

Lokasi

Detail Kontak

BRI I Building,
Jalan Jenderal Sudirman No. 44-46,
Jakarta 10210
Phone: +62 21 251 0244
Fax: +62 21 570 0916
Email: [email protected]
www.bri.co.id

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Bank Rakyat Indonesia