Bank Tabungan Pensiunan Nasional

Stock Quote Bank Tabungan Pensiunan Nasional - BTPN:

Business Summary

Bank Tabungan Pensiunan Nasional has four main business segments:

• BTPN Purna Bakti: focused on pensioners and pre-pensioners
• BTPN Mitra Usaha Rakyat: focused on micro-small entrepreneurs
• BTPN Syariah-Tunas Usaha Rakyat Shariah: focused on the productive poor segment
• BTPN Sinaya: focused on gathering deposits from the mid- to upper income individuals and institutions

Bank Tabungan Pensiunan Nasional's Financial Highlights:

	2015	2016	2017
Net Interest Income	7,695.6
Net Income	1,701.8
Income from Operations	2,459.7
Deposits from Customers	60,273.4
Profit before Tax	2,432.6
Total Assets	81,083.7	91,371	95,490
Total Liabilities	67,116	75,059	78,289
Earnings per Share¹	291
Loan to Deposit Ratio (LDR)	97%
Capital Adequacy Ratio (CAR)	23.8%
Non Performing Loan (gross)	0.7%
Net Interest Margin (NIM)	11.3%

 

	2010	2011	2012	2013	2014
Net Interest Income	3,539.3	4,635.9	6,071.1	7,048.4	7,040.8
Net Income	836.8	1,400.1	1,979.0	2,131.1	1,869.1
Income from Operations	1,146.1	1,795.3	2,487.2	2,877.8	2,556.5
Deposits from Customers	25,526.5	35,618.0	45,072.6	52,195.9	53,335.1
Profit before Tax		1,783.3	2,485.3	2,868.9	2,544.0
Total Assets	34,522.6	46,651.1	59,090.1	69,661.5	75,059.2
Earnings per Share¹	148	247	341	365	320
Loan to Deposit Ratio (LDR)		85%	86%	88%	97%
Capital Adequacy Ratio (CAR)		20.5%	21.5%	23.1%	23.2%
Non Performing Loan (gross)		0.7%	0.6%	0.7%	0.7%
Net Interest Margin (NIM)				12.7%	11.4%

^{in billion IDR rupiah unless otherwise stated
¹ in IDR rupiah
Source: Bank Tabungan Pensiunan Nasional, Annual Report 2017}